Checking Accounts

Checking account options for every stage of life.

Find a checking account that fits your needs.

Free Checking

Apply at a Branch

A personal checking account with no monthly service charge or minimum balance.

$0 Minimum to open account
Free debit card
Free standard York State Bank checks
No monthly maintenance fee
24/7 online and mobile account access with free BillPay

Contact a Branch

Interest Checking

Apply at a Branch

If you have higher account balances, earn interest on your money and get more from your checking account.

$0 Minimum to open account
Pays interest
Free debit card
Free standard York State Bank checks
24/7 online and mobile account access with free BillPay
$10 maintenance fee if balance falls below $1,000

Contact a Branch

Checking Account Benefits

Mobile Banking

Manage your finances on-the-go.

Online Banking

Manage and organize your finances 24/7.

Digital Payments

Apple Pay^TM – Visa SRC – Samsung Pay; whatever your preference, pay with convenience.

Account Alerts

Balance getting low? Upcoming payments? Stay in-the-know with custom alerts.

Receive a Visa^® Debit Card or Husker Visa^® Debit Fan Card with every checking account.

No monthly or annual fees
No service fees for point-of-purchase sales at merchants accepting Visa^® cards
Make up to $2,500 in purchases each day at merchants accepting Visa^® cards
Withdraw up to $500 in cash each day for free at any ATM with the York State Bank or the First National Circle One logo¹
The Husker Visa^® Debit Card design is a great way to show your Husker Spirit

¹Please look for the Circle One icon